We understand that buying a home can be an overwhelming process, and we're here to make it easier for you. With these simple steps to home ownership, you'll be on your way to finding your dream home in no time.

Step 1: Determine Your Eligibility

The first step in the affordable home ownership process is determining your eligibility. This includes checking the federal income guidelines to see if you qualify for our program. You'll also want to check your credit score. You have the right to request one free copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion) by visiting AnnualCreditReport.com.

Step 2: Determine Your Budget

Look closely at your finances, including your income, expenses, and savings. This will help you understand how much you can afford to spend on a home and what monthly mortgage payments you can comfortably handle. 

Step 3: Get Pre-Approved for a Mortgage

Once you have a clear understanding of your budget, it's time to get pre-approved for a mortgage. This step involves working with a lender to assess your financial situation and determine how much they are willing to lend you. Experienced mortgage professionals can guide you through the pre-approval process, ensuring that you have all the necessary documents and information to secure a loan.

Step 4: Contact the Listing Agent

The home(s) we have available can be purchased through the listing agent. Provide your mortgage pre-approval paperwork to the listing agent, and she can work through the process of home ownership with you. 

Don't wait any longer to make your dream of owning a home a reality. Follow our step-by-step guide and start your journey to home ownership today.